Player Glossary — Casino, Payment, Sports and Bingo Terms
Never nod along to a word you do not understand. This is TAYAPH's plain-language glossary, grouped so you can find the term you need — the core game numbers, the payment rails, and the sports and bingo vocabulary beginners meet most.
Core Game Terms
- RTP (Return to Player) — the share of wagers a game pays back over millions of rounds; a long-run average, not a session promise. 97% RTP implies a 3% house edge.
- Volatility / Variance — how a game spaces its wins. Low means small and frequent; high means rare but large.
- House edge — the casino's built-in mathematical margin, equal to 100% minus the RTP.
- Max win — the largest payout a game can produce, usually written as a multiple of your bet, such as 15,000× on Mega Ace.
- Paylines / Ways — the patterns that pay. Money Coming uses a single line; Charge Buffalo pays 4,096 ways.
- RNG (Random Number Generator) — the certified software that makes each outcome independent and random.
Payment & Banking Terms
- InstaPay — the real-time interbank rail behind most instant deposits and cash-outs; caps at ₱50,000 per transaction and ₱500,000 per day, available 24/7.
- PESONet — a batch transfer rail for larger amounts, settling on the same or next banking day with no fixed per-transaction cap.
- GCash — the most common Philippine e-wallet; instant deposits from ₱50, with a ₱100,000 daily cap and free cash-in to ₱8,000 per month.
- QRPh — the national QR standard used to pay or transfer by scanning a code.
- KYC (Know Your Customer) — the one-time identity check required before your first withdrawal; typically reviewed in 24 to 48 hours.
- Settlement — the moment funds actually land in your wallet after a transfer is approved.
Sports Betting Terms
- Decimal odds — the payout multiplier including your stake; odds of 1.80 return ₱180 total on a ₱100 winning bet.
- Stake — the amount of money you place on a single bet.
- Margin (vig) — the bookmaker's built-in edge, baked into the odds, which is why shopping lines matters.
- Handicap / spread — a points head-start given to the weaker side to even out a lopsided match.
- Over/Under (totals) — a bet on whether a match total, such as combined points, finishes above or below a set number.
- Accumulator (parlay) — several bets combined into one; all must win, which multiplies both the payout and the risk.
Bingo & Keno Terms
- Card — a grid of numbers you buy; matches to the draw create wins.
- Draw — the random selection of numbers each round; independent of previous draws.
- Pattern — the specific shape you need to complete on a bingo card to win, such as a line or full house.
- Keno spot — a single number you pick on a keno ticket; more matched spots means a larger payout.
- Jackpot — a top prize, sometimes progressive, awarded for a rare pattern or full match.
- Variance — the same idea as slot volatility: cheap entry, mostly non-winning draws, occasional large hits.
Frequently Asked Questions
What is the difference between InstaPay and PESONet?
InstaPay is a real-time rail that moves money in seconds to minutes, 24/7, but caps at ₱50,000 per transaction and ₱500,000 per day. PESONet is a batch rail for larger amounts with no fixed per-transaction cap, settling on the same or next banking day.
What do decimal odds of 1.80 mean?
Decimal odds show the total return per unit staked, including your stake. At 1.80, a winning ₱100 bet returns ₱180 in total — your ₱100 back plus ₱80 profit.
Is keno the same as bingo?
They are cousins. Both are random number-draw games, but in keno you pick a set of spots and are paid by how many match the draw, while bingo asks you to complete a pattern on a pre-set card. Both are high-variance.